Where pay.com.au sits in the flow of extraction.
Payments firm that takes a business’s card payment and pays the ATO itself, for a fee of 1.00 to 2.10 per cent plus GST on its free plan per its fees guide; its FAQ says its Mastercard fee rose 0.2 points on 1 October 2026. It says it does not surcharge; no card network or regulator has ruled on that.